Merchant Solutions

Our abundant product offerings provide customized transaction processing solutions to satisfy our merchants' needs.

Why choose First Data Independent Sales (FDIS)?

FDIS is a leader in an extremely competitive industry. We believe in the promise and value small to medium-size businesses offer the marketplace. FDIS can offer merchants some of the most competitive business solutions in the marketplace.

  • Merchants have access to customer service 24/7 in multiple languages and dialects
  • We help merchants increase their business efficiency with faster processing capabilities
  • Industry leading security and compliance solutions

Products & Services


FDIS is a leader in electronic payment processing, with an unparalleled set of products and services that enable merchants, financial institutions and businesses to optimize payment processing efficiency.

We offer a full range of POS terminals, wireless solutions, peripherals and supplies, designed to save both time and money while helping merchants make the most of consumer preferences. Merchants can find the right terminal to operate successfully at the point-of-sale, based on the needs of their retail or non-traditional environment.

Designed to replace a cash register, the multitasking First Data™ Retail Solution helps retailers process payments, manage inventory, track sales, control costs, improve customer service and better guide business decisions. Through this combination of a personal computer, business management software and a payment processing system, you can enjoy the capabilities the big retailers enjoy at a price that fits your small business.

FDIS brings you a vast array of innovative products and services that make us your single source for payment solutions.


With FDIS, merchants can simplify payment acceptance and accommodate their customer’s payment preference including: MasterCard®, Visa®, PIN-secured and signature debit cards, American Express®, Diners®, Discover® Network, and JCB® cards; checks and gift cards.

For over 40 years, TeleCheck® has delivered solutions that make check/ACH acceptance efficient and secure. The TeleCheck Electronic Check Acceptance® (ECA®) program converts paper checks into electronic transactions at the point of sale and deposits these funds into the merchant's direct deposit account (DDA) generally within two business days. Provided all requirements are met, with the TeleCheck® ECA® Warranty service, merchants receive payment on all checks that they properly authorize through the system.

With First DataSM Gift Card Solutions merchants of every size and type can drive traffic to their businesses, increase sales, build brand awareness and improve customer satisfaction.

Through a referral relationship, we can introduce you to a premier provider’s working capital program that offers alternative funding for small and mid-sized businesses. You can get a cash advance against your future credit card sales to sustain your business, purchase equipment, remodel, open new locations, restock inventory, hire new help or advertise.


Getting Started

Accept Credit Cards Today

Business owners can expand their revenue-generating opportunities by setting up a FDIS merchant account to accept credit cards, PIN-secured and signature debit cards, checks and gift cards from customers. Merchants can be assured that:

  • We work with our customers and use our technology, experience and resources to deliver tailored payment solutions to fit your business today
  • We give you the ability to accept transactions in a safer, more reliable and more profitable environment
Accepting Credit Cards Is an Easy Process

Step 1: Decide on a strategy—Whether choosing to accept only credit cards or virtually every noncash transaction, including PIN-secured and signature debit cards, gift cards and checks, FDIS can help businesses capture new revenue through increased payment options.

Step 2: Create a merchant account—Creating a FDIS merchant account is quick and easy. Complete a merchant application and, barring any discrepancies, most accounts are approved within 48 hours.

Step 3: Choose the best product—FDIS products are designed to suit all payment processing needs, with products ranging from hardwired transaction terminals, PIN pads and printers to wireless, handheld terminals.